Our Business Interruption Cover insures your business against losses caused by damage to facilities and equipment, as covered under our Fire Material and Industrial All Risk Insurance.


This policy is designed to help your business recover smoothly by covering financial losses related to lost income or increased operational costs.

Scope of Coverage

Wages During Interruption

Payment of wages for staff members during the interruption period.

Increased Costs Coverage

Coverage for any increased costs resulting from the interruption to minimize losses.

Staff Retention

Cover for wages necessary to maintain staff during the interruption period.

Minimized Losses

Increased costs of working incurred to minimize loss of gross profit.

Cover Benefits

  • Loss of Gross Profits

    Due to business operations being interrupted by insured risks

  • Loss of Gross Rentals

    For owners of rental properties

  • Loss of Gross Fees

    For educational institutions such as schools and colleges

  • Loss of Gross Revenue

    For professional firms such as estate agents, solicitors, accountants and doctors

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