In the realm of commercial and mechanized farming, the use of specialized machinery is essential for efficient operations.
We offer Agricultural Vehicles insurance to protect farming machinery such as tractors, combine harvesters and other relevant equipment used in agricultural activities.
This policy also extends coverage to include ATVs (All-Terrain Vehicles), quad bikes and motor vehicles specifically used on the farm.
Scope of Coverage
This policy covers a variety of agricultural vehicles used in farming operations, including but not limited to:
Cover Benefits
-
Accidental Damage
Protection against damages resulting from accidents during farming operations
-
Theft
Coverage in case of theft of agricultural vehicles
-
Fire Damage
Protection against damages caused by accidental fires
-
Third-Party Liability
Covers damages to third-party property or bodily injury caused by agricultural vehicles
-
Accessories Coverage
Protection for accessories and attachments used with the insured vehicles
Type of cover
Third Party Only
Third Party Fire & Theft (TPF & T)
Comprehensive Plan
Premium
✅
✅
Applicable, min. applies
✅
Applicable, min. applies
Policy Excess
Third Party
✅
✅
✅
Theft
❌
✅
Applicable, min. applies
✅
Applicable, min. applies
Material Damage
❌
✅
Applicable, min. applies
✅
Applicable, min. applies