Group Funeral Cover is an insurance policy designed to provide financial support to employees and their families in the event of death, ensuring that funeral expenses are covered without placing a burden on surviving family members.
Our Group Funeral Cover is designed to provide prompt and flexible financial assistance during difficult times, ensuring peace of mind for you and your loved ones.

Cover Benefits
Generous Lump Sum Payout
Receive a substantial lump sum to cover funeral expenses upon the death of a covered member, spouse, children or other eligible relatives
Inclusive Protection
Coverage extends to the main insured, spouse, children, parents and parents-in-law, ensuring comprehensive family protection
Financial Security
Ease the financial burden of funeral costs, offering support and stability for surviving family members
Customizable Coverage
Employers and groups can tailor the plan to cover members only or extend coverage to dependents, including parents and parents-in-law. Coverage can be extended up to age 24 for full-time student children
Quick Payout
Benefits are disbursed within 48 hours of claim submission, providing swift financial support when it’s needed most
Documents required for Onboarding
-
Executed scheme proposal form
-
Copy of certificate of incorporation/registration
-
Copy of KRA PIN
-
Membership data including full names, dates of birth and ID numbers
Frequently Asked Questions
? What is Group Funeral Cover and how does it work?
Group Funeral Cover is an insurance policy that provides quick financial assistance to cover funeral expenses when a member of the insured group or their dependents passes away. It works by paying out a fixed lump sum—typically within 48 to 72 hours—to the nominated beneficiary, helping the family manage immediate funeral and burial costs without financial strain. It’s commonly offered by welfare groups, employers or organizations as part of an employee benefits package.
? What's the difference between life insurance and funeral cover?
The key difference between Group Life Insurance and Group Funeral Cover lies in their scope and purpose. Group Life Insurance provides a lump sum benefit to the family of a deceased employee, offering long-term financial support. In contrast, Group Funeral Cover is specifically designed to cover immediate funeral expenses, ensuring quick payout to ease the financial burden of burial and related costs.
? Is there funeral cover payout limit
Funeral cover policies typically have a payout limit, which is the maximum amount the insurer will pay upon the death of a covered individual. This limit varies depending on the policy, insurer, and level of cover chosen. For Group Funeral Cover, the payout is usually predefined and agreed upon at the start of the policy—often ranging from KES x to KES x or more, depending on the plan and number of dependents included.
? Who qualifies for Group Funeral Cover in Kenya?
Eligibility typically includes employees, their spouses, children, and sometimes extended family members depending on the plan selected.
? How fast is the payout for Group Funeral Cover claims?
Cannon disburses benefits within 48 hours after successful claim submission, offering timely financial support.
? What documents are required to claim Group Funeral Cover benefits?
The following documents are needed when claiming funeral cover benefits:
a. Certified burial permit or death certificate
b. Certified copy of Policyholder’s proof of identity
c. Certified copy of the claimant’s proof of identity (If the deceased is the Policyholder)
d. Proof of bank details for beneficiary or claimant
e. Proof of relationship to policyholder for the deceased (If the deceased is a Dependent)
f. Police report for accidental death
? Can Group Funeral Cover be customized for our company’s needs?
Yes, Cannon allows employers to tailor the plan to cover specific family members or employee tiers.