Our Industrial All Risk Policy is a comprehensive insurance solution designed to protect large industries against a wide array of operational risks.
This policy covers all risks not expressly excluded, providing a dual-stage protection approach. Initially, it secures material damage to identified assets, followed by compensation for loss of income or profit as outlined in the policy.
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Scope of Coverage
Assets Covered
Machinery Repairs
Transit Risks
Cover Benefits
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Water Damage
Bursting and overflowing of water tanks, apparatus and pipes
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Natural Disasters
Forest fires, subterranean fires, leakage, contamination, spoilage material damage, spontaneous combustion and landslides
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Power Failure
Deterioration of stocks due to power failure following damage to premises of public power stations and electric service feeders (for Cold Storages)
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Other Risks
Includes coverage for sprinkler leakages, burglary (other than larceny), machinery breakdown, boiler explosion, electronic equipment damage and business interruption following fire or machinery breakdown