For businesses involved in transportation and logistics, we offer specialized General Cartage insurance.
This policy is tailored to address the specific risks associated with managing and moving goods commercially, providing comprehensive coverage for both individuals and corporate entities within the defined geographical limits.
For corporations with multiple vehicles insured under Cannon General Insurance, a group discount may be applicable on the premium rate, providing additional cost savings.
![](https://cannon.co.ke/wp-content/uploads/2024/06/Motor-Commercial-General-Cartage-insurance-.webp)
Scope of Coverage
This policy applies to commercial vehicles used by the insured for hire/reward business purposes, including:
Lorries
Trucks
Pickups
Trailers
Motor Trade Vehicles
Coverage Benefits
Theft
Coverage in case of vehicle theft
Fire Damage
Protection against damages caused by accidental fires
Third-Party Property Damage
Covers damages to property belonging to third parties
Third-Party Bodily Injury
Provides coverage for bodily harm to third parties
Vehicle Damages
Protection against damages resulting from accidents
Damage to Car Accessories
Coverage for damages to accessories declared at the time of purchasing the policy
Legal Fees
Coverage for legal expenses incurred with permission from the insurer due to issues related to the insured vehicle
Our General Cartage insurance is designed to mitigate risks associated with commercial transport operations, ensuring peace of mind and uninterrupted business operations.
Benefits
Item Covered
Comprehensive Plan
Third Party Only
Windscreen
✅ Chargeable
❌
Car Entertainment System - Radio Cassette
✅ Chargeable
❌
TPPD
✅
Applicable to limit,
Chargeable
✅
Applicable to limit,
Chargeable
Medical Expenses
✅
Applicable to limit,
Chargeable
❌
Riot, Strike and Civil Commotion (RSCC)
✅ Chargeable
❌
Towing/ Recovery Expenses
✅
Applicable to limit,
Chargeable
❌
Authorized Repairs
✅
Applicable to limit,
Cannon General Insurance to authorize
❌
Extended Geographical Area: Outside Kenya
✅
Charge as per East Africa Community Guidelines
✅
Charge as per East Africa Community Guidelines