Distributors, traders and business chains rely heavily on efficient supply chains to maintain their operations and meet customer demands. Often, businesses invest in their own transport vehicles to ensure the smooth flow of products and fulfilment of client expectations.
We offer a specialised insurance policy tailored for vehicles used for private use and the carriage of goods solely for the insured’s business needs.
Scope of Coverage
This policy applies to commercial vehicles used exclusively for the insured’s business purposes, including:
Cover Benefits
Benefits
Item Covered
Comprehensive Plan
Third Party Only
Windscreen
✅
Applicable Chargeable
❌
Car Entertainment System - Radio Cassette
✅
Applicable Chargeable
❌
TPPD
✅
✅
Applicable to Limit
Medical Expenses
✅
Applicable to limit,
Chargeable
❌
Riot, Strike and Civil Commotion (RSCC)
✅
Chargeable
❌
Towing/ Recovery Expenses
✅
Applicable to Limit
❌
Authorized Repairs
✅
Applicable to Limit
❌
Extended Geographical Area
Outside Kenya
✅
Charge as per East Africa Community Guidelines
✅
Charge as per East Africa Community Guidelines