![](https://cannon.co.ke/wp-content/uploads/2024/06/Asset-23.webp)
We recommend the Comprehensive Motor Cover because it encompasses all insurable risks, including but not limited to
-
-
-
- Own Vehicle Damage: Covers body damage in case of an accident
- Theft: Protects against the theft of your vehicle
Fire Damage: Covers accidental fire damage to your vehicle - Third Party Property Damage: Covers damage to third-party property
- Third Party Bodily Injuries: Protects against bodily injuries to third parties
- Accessory Loss/Damage: Covers loss or damage to declared accessories at the inception of the cover
- Legal Expenses: Covers legal expenses incurred with prior consent of insurers
-
-
Related Options
Personal Accident
Motor insurance typically does not cover the driver of the insured car against physical injury or death. We highly recommend adding a Cannon General Personal Accident Cover to ensure all-around protection.
Third Party Cover
This is the minimum cover required by law in Kenya. It covers bodily injury and property damage caused to other parties but excludes the insured’s vehicle. The Third Party Fire and Theft cover offers features of comprehensive cover but excludes material damage from accidents. It includes protection against theft, fire, third-party bodily injury, and property damage.
Benefits
Item Covered
Comprehensive Plan
Third Party Only
Windscreen
✅
❌
Car Entertainment System - Radio Cassette
✅
❌
Loss of use
✅
❌
Forced ATM Withdrawal
✅
Applicable to limit,
Chargeable
❌
Personal effects / Loss of Keys
✅
Applicable to limit,
Chargeable
❌
Loss of Spare Wheel / Accessories
✅
Applicable to limit,
Chargeable
❌
Third Party Property Damage Limit
✅
Applicable to limit,
Chargeable
❌
Passenger Legal Liability
✅
✅
Medical Expenses
✅
✅
Riot, Strike and Civil Commotion (RSCC)
✅
❌
Towing/ Recovery Expenses
✅
❌
Political Violence and Terrorism
✅
Chargeable
❌
Excess Protector
✅
Chargeable