The Work Injury Benefits Act (WIBA) Insurance is a statutory benefit cover mandated for all employers to obtain and maintain.
It ensures coverage for employees against injuries incurred while at work or on work assignments.
This policy is designed to provide compensation for accidental injuries, death and disablement arising out of employment-related activities, excluding deliberate misconduct.
Scope of Coverage
Cover Benefits
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Death Benefit
Paid to beneficiaries in the event of the insured employee's death due to the injury
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Temporary Total/Partial Disablement Benefit
Compensation provided when an employee suffers temporary or total disablement, rendering them unable to perform their normal duties
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Medical Expenses Benefit
Reimburses the insured for reasonable medical expenses incurred due to an accident
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Funeral Expenses Benefit
Covers reasonable expenses for the funeral of the deceased employee